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Blog by Michael Clay

Polish Banks Stop War Over Deposits

Michael Clay - Saturday, September 19, 2009
Polish Banks Stop War Over Deposits

Polish banking sector is seeing the deposit war come to an end, with largest listed bank PKO BP cutting interest on household deposits by another 0.5 pps this week, the daily Parkiet writes.

Banks are reducing interest rates on deposits because they want to improve their interest income, DM Millennium analyst Marcin Materna stated. As a result, most banks will post a better interest result in Q3 than in Q2, ING Securities analyst Piotr Palenik added.

Perhaps this will mean more mortgages for the Poles and an end to the crisis in the housing market, where the cost of a mortgage had become so high and the loan to values meant high deposits needed to be found.

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